Increasingly more individuals have high deductible health insurance plans and have a harder time paying their medical bills. A high deductible health plan is one where the premiums are low but the annual deductible is high. With this type of plan, the insurance company typically does not pay for any medical expenses until you have paid your deductible. You may experience this when you are faced with a future expensive surgery or other medical procedure. One way to cut your medical costs is to compare costs and get written estimates from hospitals and providers in your area for your procedure. What are some ways you save with your high deductible plan?